Good loan rates?
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Yamaha...............Jeff said:
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I have used these guys for all my loans
www.peoplefirst.com
They have a unique and fast way of purchasing a new bike.
ohhh and 6.59%
www.peoplefirst.com
They have a unique and fast way of purchasing a new bike.
ohhh and 6.59%
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9,594 Posts
Re: Re: Re: Good loan rates?
Why not? 3.9% for 24 months. Then it goes up to 17%. Refinance before that or pay it off.Jeff said:
Re: Re: Re: Re: Good loan rates?
Generally Credit Card finance charges are calculated different than your normal bank loans . sometimes you can get Dicked even with what sounds like a low rate . When I pickmy R1 up Saturday I will look at the Yamaha 3.9% plan and find out what the total cost of the bike will be after financing to see if it is OK . If not I will just use Peoplefirst.com to pay it off the next week .r1-superstar said:
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I WOULD SUGGEST LOOKING AT YOUR LOCAL CREDIT UNION....THEY GAVE ME 4.9% FOR 48 MOS ON MY R1...THATS A REALLY LOW RATE FOR A BIKE FOR THAT TERM...AND YES CREDIT CARD IS REVOLVING INTEREST VERSUS A NORMAL LOAN WHICH IS SIMPLE INTEREST SO YAMAHAS SPECIAL IS NOT THAT BAD OF AN IDEA AS LONG AS YOU PAY IT OFF IN THE TERM THAT THE 3.9% IS GOOD FOR. OTHERWISE DON'T DO IT BECAUSE IF YOU DON'T PAY IT OFF IN THE SPECIAL RATE TERM YOU WILL END UP PAYING A SH#&LOAD OF INTEREST
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caps off please...............:hellobyeWONDER140 said:
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I was approved and used the Yamaha card for my '03 last May and as stated by R1 took them up on the 3.9% until Jan. 2005. Then: I transferred entire balance to my Capital One card on a special transfer rate of 3.9% good for the life of the balance transfer.....One hell of a deal IMO. Did the same thing with my car a few years earlier and had it paid off in no time. Might be an option for you if ya can get a high enough credit limit on the Capital One card or a card similiar though I have found Cap. 1 to be the best for this this type of transaction. No "funny" business with Cap. One either like the "2cycle billing period" alot of card have written in fine print.....
I know alot of people hate using "plastic" but can be a tremendous advantage under certain circumstances.
I know alot of people hate using "plastic" but can be a tremendous advantage under certain circumstances.
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Just an FYI in case some don't know:
Capital One bought PeopleFirst.
They're pretty much giving the best available rates. You can do better with special orgs like AAA, and Credit Unions, but Capital One/PeopleFirst is a safe bet too.
If you have above 720 credit score, you can get the best rates at any bank.
Capital One bought PeopleFirst.
They're pretty much giving the best available rates. You can do better with special orgs like AAA, and Credit Unions, but Capital One/PeopleFirst is a safe bet too.
If you have above 720 credit score, you can get the best rates at any bank.
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I agree. :iamwithst I'm on my second bike with them. At leastextremeR1der said:
check them out. Great rates with automatic payments. They are
on the line and will not take you for a ride. Very easy to get the
loan after you qualifiy. Plus, your check is sent out fast to you.
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My bank was going to give me 4.9% for 60 mths.
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