Thanks for the advice... but I guess that's why I'm asking if it's going to be worth it. Just wondering if anyone else had a similar situation. Wanted to see how much their INS went up. My deductible is only 200... so that's why I'm considering just doing it... Now that I think about it.. the damage would be well over 1000... I mean everything got tagged... :dunnoPiny up the cash, or don't. I have been fixing mine bit by bit. (similar accident) and I have a perfectly clean Ins. record, so when I go down a bit harder it won't be claim #2. the less claims the better.