Maybe, I am from WV and before I could get all the paperwork together, I had to go to my insurance agent to get proof that I had insurance on the bike. I had to give the insurance company the VIN of the bike and a payment. My bank needed copies of everything, especially proof of insurance. In WV when you are financing a car, bike, etc, you must have full coverage. I am not sure what the law is in your state. May want to ask some of the guys in FL, they are experienced with this stuff and I am sure that they can give you some good advice. You can get a lot of good opinions and suggestions on this board.