even if it was....
that deal is a scam bro - they give you 3.99% for a few months than rape you with 16.99% or something like that - do the math - even with 750 back, try making their "ethical" minimum payments - if you were to make the minimum payments throughout the life of the loan, it would take you something like 48 years and 70,000 dollars to do it - so ridiculous! Obviously you wouldn't make minimum payments, but even if you prepay, they still make more money. The best thing going on the R1 is the 8.99% through yammie credit - than you can dump it after 1 month into a 2.99% introductory rate and the best part is yamaha sends you the title without a lean! thats a great deal